TDS · Form 15G
Form 15g Part 2 Filled Sample (India, 2026)
Form 15G has two parts, and people searching for a "Part 2 filled sample" are usually confused about who fills which part. Part 1 is filled by you, the person declaring that no tax should be deducted. Part II is filled by the bank, employer or payer who receives your declaration. This guide explains Form 15G Part II field by field with a filled sample, how it differs from Part 1, and where to get the form in PDF or Word.
- Part 1: filled by you, the declarant, with your name, PAN, status and income.
- Part 2 (Part II): filled by the payer (bank, employer or EPFO), not by you.
- Eligibility: only for people below 60 whose total income is below the taxable limit; seniors use Form 15H.
- Not an exemption: it only stops TDS; taxable income still has to be paid when you file.
- PF withdrawal: submit Form 15G on the EPFO portal if you withdraw before five years and the amount crosses the limit.
- Authentic form: use the notified PDF from the income tax website; check any Word version against it.
01What Form 15G is
Form 15G is a self-declaration you give to a payer to say that your total income for the year is below the taxable limit, so no TDS should be deducted on income such as bank interest, EPF withdrawal or certain other payments. It is for people below 60; senior citizens use Form 15H instead.
It is valid only if you genuinely expect your total income to be below the basic exemption limit for the year. A wrong declaration can attract penalties, so it is not a way to avoid tax you actually owe.
A declaration, not an exemption
Form 15G does not make income tax-free. It only tells the payer not to deduct TDS because your income is below the taxable limit. If your income turns out to be taxable, you still owe the tax when you file your return.
02Part 1 vs Part 2: who fills what
This is the heart of the confusion, so it is worth stating plainly:
| Part | Who fills it | What it contains |
|---|---|---|
| Part 1 (Part I) | You, the declarant | Your name, PAN, status, income details, and the declaration |
| Part 2 (Part II) | The payer (bank, employer, EPFO) | The payer's details, the amount and nature of income, and how the declaration was dealt with |
So you cannot "fill" Part 2 yourself in the normal case; it is completed by the deductor. Understanding this stops you from entering your details in the wrong box.
03Form 15G Part 2 fields explained
Part II is for the person responsible for paying the income. The fields generally are:
- Name of the person responsible for paying: the bank, company or institution.
- Unique Identification Number: the UIN the payer allots to the declaration.
- PAN / TAN of the payer.
- Complete address, email and phone of the payer.
- Amount of income paid.
- Date on which the declaration is received.
- Date on which the income was paid or credited.
The payer then reports these declarations to the income tax department, which is why the UIN and dates matter.
04A filled Part 2 sample
Here is an illustrative filled Part II, as a bank would complete it. The figures are examples only.
| Field | Example entry |
|---|---|
| Name of person responsible for paying | Example Bank, MG Road Branch |
| Unique Identification Number | As allotted by the bank |
| PAN of the payer | AAACE1234F |
| TAN of the payer | MUME12345B |
| Amount of income paid | Rs 24,000 (annual interest) |
| Date declaration received | 05 April 2026 |
| Date income paid or credited | 30 June 2026 |
Notice that none of these are your personal details. Your name, PAN and income go in Part 1. If a bank hands you a form and asks you to fill Part II, it usually means they want you to complete Part 1; point them to the right box.
05Form 15G for PF withdrawal
The most common use today is EPF withdrawal. If you withdraw your provident fund before five years of continuous service and the amount crosses the notified limit, TDS applies unless you submit a valid Form 15G. You submit it online through the EPFO member portal while raising the withdrawal claim.
Only submit Form 15G if your total income for the year, including the PF amount, is genuinely below the taxable limit. If it is not, do not use the form; instead let TDS be deducted and claim credit when you file. For how the deductor then reports it, see how to file a TDS return online.
06Where to get the form (PDF and Word)
The authentic Form 15G is the one notified by the income tax department. You can:
- download the official PDF from the income tax website at incometax.gov.in under forms,
- fill it online through your bank's net banking, which pre-fills much of Part 1, or
- submit it on the EPFO member portal at the EPFO member portal for a PF withdrawal.
Word versions circulate online, but always check the content against the current notified form, because the format is updated from time to time. If you also need a salary document showing TDS, see the Form 16 salary format.
07How Claw Tax helps
Claw Tax and Accounts is an online tax, GST and accounting service for India that connects you with a verified chartered accountant at a fixed, published price, with a Claw reviewer checking every filing before it is submitted.
Filling Form 15G is a free, do-it-yourself task, and for a simple PF withdrawal or bank interest declaration you can complete Part 1 online yourself; the payer fills Part II. Where people get it wrong is submitting 15G when their income is actually taxable, which creates a mismatch and a problem later.
With Claw Tax and Accounts, a verified chartered accountant can check whether you are even eligible to file Form 15G, handle your TDS and return correctly, and make sure a PF withdrawal is reflected properly, at a fixed, published price, with a Claw reviewer checking the work. You approve first.
This is not tax advice; a verified CA handles your specifics.
08Frequently asked questions
Who fills Part 2 of Form 15G?
Part II of Form 15G is filled by the payer, that is the bank, employer or EPFO that receives your declaration, not by you. It contains the payer's name, PAN or TAN, the unique identification number, the amount of income, and the dates the declaration was received and the income was paid. Your details go in Part 1.
What is the difference between Part 1 and Part 2 of Form 15G?
Part 1 is your declaration: your name, PAN, status and income details, confirming your income is below the taxable limit. Part 2 is completed by the payer and records how they dealt with the declaration, including the unique identification number and the amount and dates. You only fill Part 1.
How do I fill Form 15G for a PF withdrawal?
If you withdraw EPF before five years of service and the amount crosses the notified limit, submit Form 15G online through the EPFO member portal while raising the claim, completing Part 1. Only do this if your total income for the year, including the PF amount, is genuinely below the taxable limit.
Where can I get Form 15G in PDF or Word format?
Download the official PDF from the income tax website under forms, or fill it through your bank's net banking, which pre-fills much of Part 1. For a PF withdrawal, submit it on the EPFO member portal. Word versions circulate online, but always check them against the current notified form.
Is it safe to submit Form 15G if my income is taxable?
No. Form 15G is a declaration that your income is below the taxable limit, so submitting it when your income is actually taxable is a wrong declaration and can attract penalties. If your income is taxable, let the TDS be deducted and claim credit when you file your return.
Does Form 15G need a PAN?
Yes. A valid PAN is required for Form 15G. Without a PAN the declaration is not valid, and the payer must deduct TDS, usually at a higher rate. Make sure your PAN on the form matches your other records so the declaration is accepted.